DSCR Rental Loans
Qualify on the property's cash flow — not your paystub.
Finance your investment property based primarily on its rental income — not your personal income.
- No Personal Income Verification
- No Tax Returns Required
- Purchase & Cash-Out Refinance
- Long-Term Fixed-Rate Options
- Competitive Investor Rates
- Fast Decisions & Quick Closings
Get Your Approval and Loan Options Today
See your approval, available rate, terms and loan options and take the next step toward funding your investment property.
Sample DSCR Calculation
Monthly Gross Rent$2,650
— PITIA (Principal, Interest, Taxes, Ins., HOA)$2,120
DSCR = Rent ÷ PITIA
1.25x
GAC Capital funds most programs at 1.00x–1.25x coverage, with select no-ratio options available for stronger borrower profiles.